September
Compliance Snippet 1010: Government launches pension review – implications
Compliance Snippet 1009: Using sustainability labels
Compliance Snippet 1008: Honesty (or dishonesty) and the consequences for regulated people
Compliance Snippet 1007: Protection, consumer duty, the FCA and us!
Compliance Snippet 1006: Welcome back. While we were away, the FCA was at play, banning away!
July
Compliance Snippet 1005: Consumer Duty Annual Report
Compliance snippet 1003: Retirement income pack update
Compliance snippet 1002: More on SDR and the labelling regime
June
Compliance Snippet 1000: Consumer Duty and closed products – deadline looms
TCD Snippet 997: Using AI with clients
TCD Snippet 996: New clarity on due diligence for fund sustainability
TCD Snippet: FCA thematic on retirement income – its here – be prepared
TCD Snippet 994: More on the abolition of the LTA.
May
TCD Snippet 994: HMRC’s changes to Non-Dom rules
TCD Snippet: Structures products and counterparty risk
TCD Snippet 992: Countering the risk have having to pay clients back for no show annual reviews
April
TCD Snippet 991: Pensions lifetime and death benefit allowance – bad news for beneficiaries?
TCD Snippet 990: FCA finalised guidance on social media financial promotions
TCD Snippet 989: FCA Business Plan 2024-25 published
TCD Snippet: What happens when a firm refuses to pay a FOS award?
March
TCD Snippet 987: Ransomware attacks – increasing evidence of them – what to do
Beware of Phishing Scams Targeting Zoom, Skype and Google Users
TCD Snippet 986: FCA obsesses about annual reviews
TCD Snippet 985: Quarter 1 Regulatory summary
TCD Snippet 984: The FCA on initiatives to plug the advice gap
February
TCD Snippet 983: Attention MLROs / SMF 17s – Latest high risk countries
TCD Snippet 981: The new Sustainability Disclosure Requirements (SDR)
TCD Snippet 979: SM&CR thematic review brewing?
TCD Snippet 976: Remember that FCA Dear CEO letter to wealth managers and Stockbrokers
January
TCD Snippet 975: Attention MLROs – AML risks of crowdfunding
TCD Snippet 982: FCA webinar invites to potential new Cap Ad restrictions on high claims
TCD Snippet 974: Is Your Consumer Duty Plan for 2024 Up and Running?
TCD Snippet 973 – Cryptoasset financial promotions – FCA finalised guidance
November
TCD Snippet 971 – Attention firms that advise on later life products
TCD Snippet 970 – New Financial Promotion Rules for unauthorised introducers
October
TCD Snippet 968 – FCA’s continued focus on firms with AR’s
TCD Snippet 467 – Consumer Duty MI – consider the “famous” 10 FCA questions
TCD Snippet 466 – FOS and Consumer Duty
TCD Snippet 965 – Firms with Appointed Reps – check out the FCA webpage
September
TCD Snippet 964 – FCA says new DB transfer clients are probably vulnerable
TCD Snippet 963 – Firms with Appointed Representatives – look to your agreements to confirm
TCD Snippet 962: FCA clarifies what is advice and what is guidance
August
June
TCD Snippet 261: Latest of greenwashing
TCD Snippet 960: AML procedures and crypto assets
TCD Snippet 959: Financial Promotion of Cryptoassets.
TCD Snippet 958: FCA gets it wrong banning 2 individuals – unrepentant.
May
TCD Snippet 957: FCA’s case against Woodford progresses but no finality
TCD Snippet 956: Approving non-authorised firms financial promotions
TCD Snippet 955: Consumer Duty – very interesting FCA feedback on fair value
TCD Snipper 954: Attention mortgage brokers – green mortgages
TCD Snippet 953: Put cyber cover into your insurance plan
TCD Snippet 952: Compliance officers – pass to your MLRO – updated into corruption guidance
TCD Snippet 951: IOSCO sets out its 2023 retail market risk report
April
TCD Snippet 947: The FCA’s idea of a new core investment regime progresses
TCD Snippet 950: FCA Annual Business plan released
TCD Snippet 945: FOS limits increased
TCD Snippet 946: FOS Complaints data released
March
TCD Snippet 944: New AML return / levy
TCD Snippet 943: FOS ruling is interesting in informing us how the uphold investment complaints
TCD Snippet 942: Attention MLROs (SMF17s). Useful link to JMLSG
TCD Snippet 941: New Financial Action Task Force (FATF) report on countering AML ransomware activity
TCD Snippet 940: FCA consumer duty workshops – an opportunity to hear what the FCA is looking for
TCD Snippet 939: Important Consumer Duty Update
TCD Snippet: FCA asks pension trustees to report suspicious pension transfers
February
TCD Snippet 938: FCA’s long awaited income in retirement review is official
TCD Snippet 936: Consumer duty – collecting the right MI
TCD Snippet 935: Challenge to FCA legal redress scheme for BS DB transfer firms
TCD Snippet: FCA and Treasury 2 year roadmap on ESG / Sustainable Finance
TCD Snippet 935: The Edinburgh reforms. SM&CR
January
TCD Snippet 934: the Edinburgh reforms and Financial Advice
TCD Snippet 933: Edinburgh reforms: Retail disclosure
TCD Snippet 931: Briefing 01/23: Consumer Duty and TCF – how do they collide?
TCD Snippet 930: Sustainable investing – labelling rules closer but still a long way off
TCD Snippet 928: Vulnerable clients – mental health issues – guidance for support
December
TCD Snippet 929: New higher risk fund class nearing FCA acceptance for retail clients
TCD Snippet 927: ESG ratings and making it a rule …
November
TCD Snippet 926: Increased regulator scrutiny of online promotions
TCD Snippet 925: FCA explains its authorisations backlog and says its fixing it
TCD Snippet 924: FCA keeps consumer duty webpage updated
TCD Snippet 923: Unfair contract terms. An update
October
TCD Snippet 922: PROD and IFAs operating from overseas
TCD Snippet 920: British Steel firms – The FCA continues to demonstrate its power
TCD Snippet 919: FOS issues Complaints results for H1 2022
TCD Snippet 918: FCA Applications for authorisation and consumer duty
TCD Snippet 917: New rules for DB pension transfer redress
TCD Snippet: ESG: Is the industry getting mixed up with ESG and Impact in its targeting?
September
TCD Snippet 916 – FOS and treating customers fairly (TCF)
TCD Snippet 915: FOS and vulnerable clients
TCD Snippet 914 : FCA imposes new rules for watching over appointed reps
August – Snippet summer break
July
TCD Snippet: Consumer Duty Briefing
TCD Snippet 913: Make sure your financial promotions are signed off by regulated individuals
June
TCD Snippet 911: Here’s a neat piece of IHT planning …
TCD Snippet 910: FSCS Levy news
TCD Snippet 909: Some help against claims management companies (CMC)
TCD Snippet 908: For all firms with Appointed Representatives, the game is changing.
May
TCD Snippet 907: Mange your conflicts of interests. Here’s a salutary example of failing to.
TCD Snippet 906: Are we in the foothills of standardising risk profiling?
TCD Snippet 905: Attention AML officers – new countries on and off the high risk list
TCD Snippet 904: Custodian due diligence – what steps do you take?
TCD Snippet 903 : ESG – where are the rules heading?
April
TCD Snippet 902: Due diligence on money market funds – not so liquid?
TCD Snippet : FCA identifies focus areas in their Business plan 2022-3
TCD Snippet 895: Investment product / fund switching – the consequences
TCD Snippet 894: FCA’s supervision of investment management firms – consequence on DFM due diligence
March
TCD Snippet 899: Interesting fund manager option for Ukraine assets
TCD Snippet 898: Attention all Anti Money Laundering officers
TCD Snippet 897: FCA warns firms to be ready for potential cyber attacks
TCD Snippet 892: There is a new authorised fund regime for high risk assets
TCD Snippet 890: Do you need a KIDS or a KIIDs, that is the question!
TCD Snippet 889: Peer to peer (P2P) loan based due diligence
February
TCD Snippet 886: Updating your firm’s details and those of its advisers.
TCD Snippet 888: Take control of your Appointed Representatives
TCD Snippet 887: FOS data, particularly claim upholds
TCD Snippet : Remember TCF? Its about to change with the FCA’s new Consumer Duty.
January
TCD Snippet 891: FCA continues to highlight the AML risks with crypto assets
TCD Snippet: REP019-General Insurance – Value Measures Report
TCD Snippet 885: Potential risk warnings for some high risk investments
TCD Snippet 884: If you change your legal status (e.g. LLP to Ltd)
TCD Snippet 883: The Courts slap the FCA’s wrist
TCD Snippet 882: ESG start to bite financial service firms in the courts
TCD Snippet 881: FSCS levy 2022: Giving with one hand, taking away with the other
December
TCD Snippet 874: Need help with your ESG offering to clients
TCD Snippet 878: Whatever happened to the Pensions Dashboard?
TCD Snippet 879: What do you outsource? How well do you outsource?
TCD Snippet 880: How to do an advert on Social Media
November
TCD Snippet 877: Attention compliance officers – To watch your FCA inbox in November
TCD Snippet 872: T&C requirement for non-regulated staff
TCD Snippet 873: Note – FIT rules don’t apply to non regulated staff
October
TCD Snippet 868: Get your controls over appointed representatives tight
TCD Snippet 874: Need help with your ESG offering to clients
TCD Snippet 867: How to manage cyber risk
TCD Snippet 869: Directory persons – annual attestation
September
TCD Snippet 861: Catastrophe modelling in cash flows
Snippet 862: Vulnerable clients – the FCA’s favourite focus at the moment
Snippet 863: Thinking of changing your firm’s legal status? It’s just got easier
TCD Snippet 866: If you go bust, what happens through wind up?
August – Summer Break
July
TCD Snippet 858: FCA is on a roll with retirement outcomes
TCD Snippet 860: Unregulated 3rd parties promoting you need their promotions signed off
June
TCD Snippet 859: FCA is watching Senior Managers
TCD Snippet 853: When is a complaint not a complaint?
TCD Snippet 854: FOS and dealing with vulnerable clients
TCD Snippet 856: FCA on the need for firm to focus on client outcomes
TCD Snippet 857: How to build a client file structure
May
TCD Snippet 849: Get your insistent client process right if your firm allows this practice
TCD Snippet 850: The FCA’s and FOS stats on the DB pension transfer market
TCD Snippet 851: Make sure your websites are compliant – they are watched by the FCA
TCD Snippet 852: Senior Managers – Make sure your Statements of Responsibility are up to date
TCD Snippet 855: FCA delays 2021 business plan but leaks some of its 2021/22 focus
April
TCD Snippet 845: Procedure update – vulnerable clients
TCD Snippet 846: Platform due diligence heads up – Parmenion is sold to PE company
TCD Snippet 848: If your suitability letters don’t tell the whole story, you could be on the hook for advice you have given for longer than expected
March
TCD Snippet 840: DB pension transfers – the FCA goes after an IFA in a big way
TCD Snippet 841: Investment pathways – a quick heads up
TCD Snippet 842: Business relief schemes and the meeting of objectives
TCD Snippet 843: The FCA is all over Vulnerable Clients currently. Here’s their latest video.
TCD Snippet 844: Appointing a DFM – what is the advice risk consequence?
February
TCD Snippet 836: FCA DB pension transfer survey findings and launch of tool
TCD Snippet 838: Reminder to all MLROs – tax evasion is an AML crime!
TCD Snippet 838: CPD – here’s a suggested list for Q1
DB pension transfers – the FCA goes after an IFA in a big way
January
TCD Snippet 831: How to incentivise your advisers and staff
TCD Snippet 832: Key “due by” dates to upload data to the new FCA register for advisers and other significant people
TCD Snippet 834: The FCA to send out another COVID type survey – you must respond!
Snippet 833: The future …. Cryptocurrencies?
TCD Snippet 835: Check your permissions on the FCA website and change if needed
December
TCD Snippet 828: If you advise charities, NGOs and some trusts …
TCD Snippet 830: if you have clients as landlords or tenants, default notices need to change
November
TCD Snippet : Want to know how the FCA gathers information about you and what they might do with it? Read on ..
TCD Snippet 825: UK bank accounts, BREXIT and your EU clients
TCD Snippet : COVID, client meetings, and professionalism.
TCD Snippet 827: Further relaxation on 10% fund drop rule
Attention firms that advise on mortgages
October
TCD Snippet 822: More AML stuff – this time good news on reporting!
TCD Snippet: FCA announces gradual move away from GABRIEL from mid October
TCD Snippet 820: AML and crypto currencies
TCD Snippet 824: Are you on the hook in an execution only case?
TCD Snippet : COVID, client meetings, and professionalism.
September
TCD Snippet 814: FCA releases results of equity release review – more work on advice needed
TCD Snippet 816: BREXIT. Remember it? Well it’s just got messier for financial services.
TCD Snippet 818: Why it’s hard for the FCA to deal with toxic unregulated investments.
TCD Snippet 819: The FCA continues to focus on incentives in remuneration policies
TCD Snippet: Important FCA message about office working and COVID
July
TCD Snippet 806: Don’t allow unauthorised agencies to promote you.
TCD Snippet 807: As you know until April 2021, minimum CPD thresholds are relaxed
TCD Snippet 815: FCA announces relaxation of 12 week rule for appointed rep
TCD Snippet: The FCA issues guidance on regulatory capital management
TCD Snippet 811: “Big Brother” (FCA) and another look at Privilege
June
TCD Snippet 808: FCA on DB transfers – FCA guidance to consumers and why this is important to advisers
TCD Snippet: Corona Virus – we’re very much still your compliance partner
TCD Snippet 805: FCA confirms Phoenixing and Lifeboating a no-no in the aftermath of DB pensions-gate
TCD Snippet 809: the FCA on conduct and culture in a COVID environment
TCD Snippet 800: Very important High Court ruling on execution only cases
May
TCD Snippet 772: Are you getting the best PI cover?
TCD Snippet 788: A lesson from FOS on suitability letter writing
TCD Snippet 790: The value of being self critical
TCD Snippet 794: The low down on the FCA’s Business Plan for 2020-21
TCD Snippet 795: Attention all MLROs. New FAFT guidance amid increased COVID19 AML risks
TCD Snippet 799: The FCA says keep your clients informed about postal services during COVID
TCD Snippet 803: FCA announces final rules on DB pension transfers
April
TCD Snippet 770: With DB pension transfer issue still bubbling it may be a good idea to know what happens when the FCA act against a firm or individual
TCD Snippet 774: More FCA guidance on treating vulnerable clients fairly – one of its hot topics
TCD Snippet 780: FCA gives guidance on key workers in financial services
TCD Snippet 782: FCA’s approach to market turmoil.
TCD Snippet 784: Please read – Here’s the most important notice you will get on REMOTE WORKING
TCD Snippet 785: The Regulators on TCF and dividend distributions
TCD Snippet 786: Coronavirus and your investment strategy?